/* Shared reading and accessibility rules; each journal below owns its layout and identity. */
.brand-journal{margin:0;padding:0;max-width:none;overflow-wrap:break-word}.brand-journal *{box-sizing:border-box}.brand-journal .journal-main{font:18px/1.8 var(--journal-body,system-ui,sans-serif);color:var(--journal-ink,#293341);background:var(--journal-paper,#fff);padding-bottom:80px}.journal-main a{color:var(--journal-accent);text-decoration:underline;text-underline-offset:4px}.journal-main a:hover{text-decoration-thickness:2px}.journal-main a:focus-visible,summary:focus-visible{outline:3px solid var(--journal-accent);outline-offset:5px}.journal-heading{max-width:1120px;margin:0 auto;padding:60px 30px 36px}.journal-heading h1{font-family:var(--journal-heading,var(--journal-body,system-ui));font-size:clamp(2.2rem,4.5vw,3.7rem);line-height:1.12;letter-spacing:-.025em;color:var(--journal-ink);margin:14px 0 24px;max-width:1000px;text-transform:none}.journal-heading .lede,.journal-deck{max-width:760px;font-size:1.14rem;line-height:1.6;margin:0 0 22px;color:var(--journal-muted,#56616a)}.journal-heading .byline{font-size:.85rem;line-height:1.6;color:var(--journal-muted);margin:18px 0}.journal-heading .crumbs{font-size:.8rem;margin:0 0 22px}.journal-eyebrow,.journal-heading .kicker{font:700 .76rem/1.5 var(--journal-body,system-ui);letter-spacing:.1em;text-transform:uppercase;color:var(--journal-accent);margin:0 0 18px}.journal-reading{max-width:1120px;margin:0 auto;padding:0 30px}.journal-copy{min-width:0;max-width:740px;margin:0}.journal-copy p{font-size:1em;line-height:1.8;margin:0 0 1.25em}.journal-copy h2{font-family:var(--journal-heading,var(--journal-body,system-ui));color:var(--journal-ink);font-size:1.8rem;line-height:1.25;letter-spacing:-.02em;margin:2em 0 .8em;text-transform:none;scroll-margin-top:120px}.journal-copy h3{color:var(--journal-ink);font-size:1.25rem;margin:1.8em 0 .7em}.journal-copy section{scroll-margin-top:120px}.journal-copy section:first-child h2{margin-top:0}.journal-copy ul,.journal-copy ol{padding-left:1.4em;margin:1em 0 1.5em}.journal-copy li{font-size:1em;line-height:1.75;margin-bottom:.7em}.journal-copy .rank{font:700 .76rem/1.5 var(--journal-body,system-ui);letter-spacing:.08em;text-transform:uppercase;color:var(--journal-accent);margin:2.5em 0 .5em}.journal-copy .provider h2{margin-top:.3em}.journal-copy .provider{padding-top:12px;border-top:1px solid var(--journal-line,#dce1e5);margin-top:38px}.journal-copy .answer{font-size:1.13em}.journal-copy .comparison-table{width:100%;overflow-x:auto;margin:30px 0;border:1px solid var(--journal-line,#dce1e5)}.journal-copy table{width:100%;border-collapse:collapse;min-width:570px;font-size:.9em}.journal-copy th,.journal-copy td{text-align:left;padding:14px;border-bottom:1px solid var(--journal-line,#dce1e5);vertical-align:top}.journal-copy th{font-weight:700;background:var(--journal-accent);color:#fff}.journal-toc{font:400 .86rem/1.55 var(--journal-body,system-ui);color:var(--journal-ink);min-width:0;margin:0 0 32px}.journal-toc ol{padding:0;list-style:none;margin:15px 0 0}.journal-toc li{font-size:inherit;line-height:1.55;margin:0 0 10px}.journal-toc a{color:inherit;text-decoration:none;display:block}.journal-toc a:hover{text-decoration:underline}.journal-toc .toc-label,.journal-toc summary{font-weight:700;color:var(--journal-accent);margin:0}.journal-toc summary{cursor:pointer;min-height:30px}.journal-list{list-style:none;padding:0;margin:0 auto;max-width:1060px}.journal-list li{padding:28px 0;margin:0;border-bottom:1px solid var(--journal-line,#dce1e5)}.journal-list li>a{font:600 1.4rem/1.35 var(--journal-heading,system-ui);display:block;text-decoration:none;color:var(--journal-ink)}.journal-list li>br{display:none}.journal-list li>span,.journal-list li>p{display:block;font:400 1rem/1.65 var(--journal-body,system-ui);color:var(--journal-muted);margin-top:12px}.brand-journal footer{position:relative}.brand-journal img{max-width:100%}html{scroll-behavior:smooth}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media(max-width:760px){.journal-heading{padding:36px 20px 28px}.journal-heading h1{font-size:2.25rem}.journal-reading{padding:0 20px}.brand-journal .journal-main{font-size:17px}.journal-copy{max-width:100%}.journal-copy h2{font-size:1.5rem}.journal-list{margin:0 20px}.journal-toc{position:static!important;max-height:none!important}.journal-heading .lede{font-size:1.06rem}}

.brand-journal{--journal-ink:#173c70;--journal-accent:#b63243;--journal-paper:#fff;--journal-muted:#45617c;--journal-line:#d6e3f2;--journal-body:Lato,Arial,sans-serif;--journal-heading:Lato,Arial,sans-serif}.journal-b1 .journal-heading{padding-bottom:35px;border-bottom:2px solid #1e3a8a;margin-bottom:35px}.journal-b1 .journal-heading h1{font-weight:750;max-width:900px}.journal-b1 .journal-reading{display:grid;grid-template-columns:235px minmax(0,740px);gap:55px}.journal-b1 .journal-toc{position:sticky;top:30px;align-self:start;background:#edf4fc;border-top:5px solid #ef4444;padding:22px;max-height:calc(100vh - 60px);overflow:auto}.journal-b1 .journal-toc ol{counter-reset:steps}.journal-b1 .journal-toc li{counter-increment:steps;display:flex;gap:10px;padding:8px 0;border-bottom:1px solid #ceddee}.journal-b1 .journal-toc li::before{content:counter(steps,decimal-leading-zero);font-weight:800;color:#a32939;min-width:20px}.journal-b1 .journal-copy h2{color:#075985;font-weight:750}.journal-b1 .journal-copy th{background:#1e3a8a}.journal-b1 .journal-list{display:grid;grid-template-columns:1fr 1fr;gap:0 38px}.journal-b1 .journal-list li{padding:26px 0 26px 20px;border-left:4px solid #d9e8f9}.journal-b1 .journal-list li:nth-child(-n+2){border-left-color:#ef4444}.journal-b1 .b1-brand-header{background:#fff;border-bottom:1px solid #dae4f0}.journal-b1 .b1-brand-header nav{max-width:1120px;min-height:100px;gap:30px;padding:18px 25px}.journal-b1 .b1-brand-header nav img{width:180px;height:auto}.journal-b1 .b1-brand-header nav a{font-size:18px}.journal-b1 #brand-mobile-menu{gap:30px;margin:0}.journal-b1 #brand-mobile-menu>*{margin:0!important}.journal-b1 .b1-brand-footer #footer{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;margin:0;border-radius:0;padding:56px max(24px,calc((100vw - 1100px)/2));font:16px/1.7 Lato,Arial,sans-serif}.journal-b1 #footer>div{margin:0!important}.journal-b1 #footer p,.journal-b1 #footer li{font-size:16px}.journal-b1 #footer h2{color:white}.journal-b1 #footer a{color:white}.journal-b1 .b1-brand-footer>div:last-child{border-radius:0;padding:15px}@media(max-width:760px){.journal-b1 .journal-reading{grid-template-columns:1fr;gap:10px}.journal-b1 .journal-list{grid-template-columns:1fr}.journal-b1 .b1-brand-header nav{flex-wrap:wrap;min-height:80px}.journal-b1 #brand-mobile-menu.brand-menu-open{display:flex!important;flex-direction:column;width:100%;order:3;align-items:flex-start;gap:0}.journal-b1 #brand-mobile-menu a{padding:12px 0}.journal-b1 .b1-brand-footer #footer{grid-template-columns:1fr;gap:32px}.journal-b1 .journal-toc{padding:20px}.journal-b1 .journal-toc ol{columns:2}.journal-b1 .journal-toc li{break-inside:avoid}}@media(min-width:761px) and (max-width:767px){.journal-b1 #brand-mobile-menu{display:flex}.journal-b1 .b1-brand-header button{display:none}}